SMS Terms & Conditions (10DLC Program Policy)

1. Program Name & Description: Finidex SMS Terminal is operated by Finidex LLC. Finidex provides automated, impersonal financial data synthesis and equity balance sheet research delivered via SMS. By opting in via our web form or during subscription checkout, you authorize Finidex LLC to transmit recurring automated SMS and MMS messages regarding ticker summaries, SEC filing data extracts, debt schedules, system pings, and account status notifications.

2. Message Frequency: Message frequency varies based on your query volume and subscription level. Active weekly and monthly subscriptions include an allowance of up to 10 SMS ping responses per day. Testing launch subscribers will receive periodic activation notices and updates.

3. Message & Data Rates: Message and data rates may apply for any messages sent to you from us and to us from you. Finidex LLC does not charge extra fees for SMS delivery; any charges depend entirely on your mobile service plan. Please consult your wireless provider for pricing details.

4. Opt-Out Instructions (STOP): You can cancel the SMS service at any time. Simply reply STOP, QUIT, END, CANCEL, or UNSUBSCRIBE to any message from Finidex. After texting STOP, you will receive one final SMS confirmation verifying your unsubscription. Following that confirmation, no further SMS messages will be transmitted to your mobile number.

5. Customer Care & Support (HELP): If you require assistance at any time, reply HELP to any SMS message, email customer support at support@finidex.net, or contact customer care. Our team will promptly assist you with account and query guidance.

6. Mobile Carrier Liability: Wireless carriers (including AT&T, T-Mobile, Verizon Wireless, Sprint, US Cellular, and other regional carriers) are not liable for delayed or undelivered messages.

7. Eligibility: You must be at least 18 years old and the authorized account holder or have the authorized account holder's permission to register a mobile number.

Terms of Service & Disclaimers

1. Service Overview: Finidex LLC provides automated, impersonal financial data synthesis and research over SMS. Finidex LLC is not an investment advisor, broker, or dealer. All data is strictly for educational and informational purposes.

2. Investment Risk & No Fiduciary Duty: All information, metrics, and structural summaries are provided solely for informational and educational purposes and do not constitute individualized investment, financial, legal, or tax advice. Trading and investing in securities, equities, and derivatives involves substantial risk of loss of principal. Past financial performance is not an indicator of future results. Finidex LLC owes no fiduciary duty, does not execute orders, and assumes no liability for any investment decisions, portfolio losses, or damages resulting from the use of this service.

3. Data Accuracy & Latency: Financial metrics, debt structures, SEC filings, and balance sheet calculations are synthesized from public regulatory filings and third-party data feeds. Information is provided on an “as is” and “as available” basis without warranties of accuracy, completeness, or timeliness. Data feeds and metrics may experience delays, omissions, or estimation variances.

4. Messaging Terms, Auto-Renewal & Billing: Subscription fees recur automatically on a weekly or monthly basis depending on the chosen tier until cancelled. Subscriptions are billed in advance and are non-refundable; cancellations take effect at the conclusion of the active billing period. Texting STOP will immediately end your SMS service. To cancel your subscription billing, you must use the Stripe Customer Portal link provided here and in your welcome email/text. For help, text HELP or email support@finidex.net. Wireless carriers are not liable for delayed or undelivered messages.

Privacy Policy & Mobile Privacy Policy

1. Strict Carrier Non-Sharing Guarantee (CTIA / 10DLC Mandatory Clause): No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with or sold to any third parties under any circumstances.

2. Information We Collect: We collect your mobile phone number solely when you voluntarily provide it through our SMS opt-in agreement form or subscription checkout. We do not purchase external lead lists or harvest mobile numbers without affirmative consent.

3. How We Use Mobile Data: Your mobile number is utilized exclusively to provide the Finidex SMS service—including sending automated stock structural syntheses, responding to ticker queries, delivering testing launch notifications, and verifying query limits against your account.

4. Data Retention & Security: Subscriber mobile numbers and query metadata are encrypted in transit and at rest. Data is stored solely to audit compliance, maintain opt-out suppression lists (to strictly respect STOP requests), and enforce ping rate limits. Mobile information is never leased, sold, or shared with third-party marketers or affiliate networks.

5. Contact Information: For privacy inquiries, please contact Finidex LLC at support@finidex.net or write to Finidex LLC, 971 US Highway 202N, Ste N, Branchburg, NJ 08876, USA.